Salaried employee, freelancer, or business owner — your income tax return still has to go in every year. NSG handles the whole thing: no Iris logins, no guesswork, no missed deductions. Starting at Rs. 2,999.
Most people in Pakistan handle their income tax return one of two ways. They skip it — and then quietly deal with higher withholding tax on every bank transaction, property purchase, or car registration. Or they file it themselves, rush it, and either overpay or miss a deduction they were owed. Neither is great.
There's a third way: hand your tax return to someone who actually does this for a living. NSG has filed income tax returns for over 500 clients — salaried professionals, freelancers earning through Upwork and Fiverr, sole proprietors, AOPs, and private limited companies. Most clients spend under an hour on the whole process.
Under the Income Tax Ordinance, you're required to submit a return of income to FBR if any of the following apply.
✔ You're salaried and tax gets deducted from your paycheck — this often reveals a refund you didn't know you were owed.
✔ You freelance for international clients — foreign income counts, even if it lands in a local bank account.
✔ You run a sole proprietorship or AOP, at any profit level.
✔ You're a director or shareholder in a private limited company.
✔ Your annual income crosses Rs. 600,000.
✔ You own property, a vehicle, or other declared assets — these belong in your wealth statement.
Even below the threshold, filing still helps. Active filers pay less withholding tax across the board, and banks and property registrars both check filer status.
Every taxpayer type has different documentation and rules. Here's what's covered for each.
We calculate income, tax already deducted, and any refund due, then file directly on FBR's Iris portal — you'll get the acknowledgment receipt once it's done.
Foreign income follows its own rules. IT export earnings can qualify for a reduced tax rate — but only with the right documentation. We handle the remittance paperwork and file it correctly the first time.
Income, expenses, depreciation, advance tax already paid — all of it reconciled before the return goes in, with the correct schedules attached.
Associations of Persons file separately from their individual partners. We handle both together, so nothing falls between the two.
Corporate returns need audited accounts reconciled against SECP filings. Complexity varies a lot here, so we quote after a quick look at your setup.
We also track refunds. If FBR owes you money from excess withholding, we follow up until it's resolved — not just filed and forgotten.
Estimate your tax payable or refund based on your annual income.
* Calculated using FBR Income Tax slabs for Tax Year 2025-26 (Circular No. 01 of 2025-26): salaried individuals follow the salary slab, while business individuals and AOPs follow a separate, steeper slab. Companies are taxed at a flat 29%. Final liability may vary based on exemptions, credits, and other income sources — consult our team before filing.
Tax slabs depend on your income source and legal structure. Here's a quick reference for each taxpayer type.
| Annual Taxable Income | Tax Rate |
|---|---|
| Up to Rs. 600,000 | 0% |
| Rs. 600,001 – 1,200,000 | 1% of amount exceeding Rs. 600,000 |
| Rs. 1,200,001 – 2,200,000 | Rs. 6,000 + 11% of amount exceeding Rs. 1,200,000 |
| Rs. 2,200,001 – 3,200,000 | Rs. 116,000 + 23% of amount exceeding Rs. 2,200,000 |
| Rs. 3,200,001 – 4,100,000 | Rs. 346,000 + 30% of amount exceeding Rs. 3,200,000 |
| Above Rs. 4,100,000 | Rs. 616,000 + 35% of amount exceeding Rs. 4,100,000 |
An additional 9% surcharge applies if taxable income exceeds Rs. 10,000,000.
| Annual Taxable Income | Tax Rate |
|---|---|
| Up to Rs. 600,000 | 0% |
| Rs. 600,001 – 1,200,000 | 15% of amount exceeding Rs. 600,000 |
| Rs. 1,200,001 – 1,600,000 | Rs. 90,000 + 20% of amount exceeding Rs. 1,200,000 |
| Rs. 1,600,001 – 3,200,000 | Rs. 170,000 + 30% of amount exceeding Rs. 1,600,000 |
| Rs. 3,200,001 – 5,600,000 | Rs. 650,000 + 40% of amount exceeding Rs. 3,200,000 |
| Above Rs. 5,600,000 | Rs. 1,610,000 + 45% of amount exceeding Rs. 5,600,000 |
A 10% surcharge applies if taxable income exceeds Rs. 10,000,000. Professional AOPs (firms barred by law from incorporating) are capped at a maximum rate of 40%.
Standard flat corporate tax rate: 29% on taxable income for public and private companies. Companies and businesses also pay minimum tax on gross turnover (typically 0.25%–0.5%, depending on turnover), whichever is higher — registered SMEs are exempt from minimum turnover tax.
Source: FBR Circular No. 01 of 2025-26 — Income Tax. Rates shown are for general guidance; consult our tax experts for your specific situation.
| Taxpayer Type | Documents Required | Processing Time |
|---|---|---|
| Salaried filers | CNIC (front and back), salary certificate or 12 months of pay slips, bank statements, any other income source, last year's return if you have one | 1-2 working days |
| Freelancers | CNIC, platform earning reports, bank statements showing foreign remittances, freelancer registration certificate if you've registered | 2-3 working days |
| Business owners | CNIC and NTN, business bank statements, sales and purchase records or a basic P&L, advance tax challans paid during the year | 2-3 working days |
| AOP / Partnership | CNIC of partners, partnership accounts, profit distribution details | 3-4 working days |
| Company | Financial statements, audit report (if applicable), company NTN | 5-7 working days |
WhatsApp or email works fine. Your financial data stays confidential — we don't share it, and we don't need to.
WhatsApp us your situation. We confirm scope and price within a few hours.
Send what we ask for, based on your income type.
Our team calculates your liability and flags anything unclear before filing anything.
We submit through Iris and send the acknowledgment, usually within 24-48 hours of getting your documents.
September 30th, for the previous tax year (July–June). Missing it triggers several charges:
Fixed Late Filing Penalty (Section 182):
Individuals — Rs. 1,000 per day of default, minimum Rs. 10,000. AOPs — up to Rs. 50,000. Companies — up to Rs. 100,000.
Default Surcharge: KIBOR + 3% per annum, calculated on any unpaid tax from the original due date to the actual payment date.
ATL Restoration Surcharge: To regain Active Taxpayer (filer) status after missing the deadline — Rs. 25,000 (individuals), Rs. 50,000 (AOPs), Rs. 100,000 (companies).
FBR's Iris portal handles online filing. We file on your behalf, so you don't need to create or manage an Iris account at all.
You'll need an NTN first, which we can also arrange, then we move straight to the return. First-time filers are a big part of what we do.
Lower withholding tax on bank withdrawals, property deals, and vehicle purchases — across the board. Over a year, it adds up to more than most people expect.
Yes. Income tax return filing for freelancers covers all income earned by Pakistani residents, foreign platforms included. Properly documented IT export income may get a reduced rate.
I'd been avoiding filing my taxes for two years because I didn't know where to start. NSG walked me through everything over WhatsApp. Done in one afternoon.
As a freelancer getting paid in USD, I was never sure how to declare my income. NSG explained the IT export relief and I ended up paying less tax than I expected.
Switched to NSG and my return was filed in less than 24 hours. The price was half of what I was paying my old accountant.
September feels far off until it isn't. File early and there's time to fix issues — or claim a refund — before the deadline crowd shows up. Fixed price. No surprise invoices. 500+ clients already trust us.
💬 WhatsApp Us to Start Calculate My Tax →